NJ Certified Financial Planner - Somerset Wealth Advisory Group - Retirement planning, Insurance 401k Rollover

Retirement Income Planning, Financial Planning and Resources, Life & LTC Insurance
Ronald C. Hunter, CFP®, CWS®

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Ronald C. Hunter, CFP® is a Certified Financial PlannerTM that specializes in financial planning, retirement planning, financial resources, retirement insurance, estate protection, annuity planning, lifetime income planning,  and more. He services various areas in New Jersey including but not limited to Somerset County, Middlesex County, Union County, Piscataway, Montgomery Township, New Brunswick, and Princeton   

 

Federal Income Tax

This calculator can help you estimate your annual federal income tax liability.

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Home Affordability

Estimate of the maximum amount of financing you can expect to get when you begin house hunting.

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HOT TOPIC: Breaking Down the Debt-Ceiling Compromise

The Budget Control Act of 2011 raised the federal debt ceiling, mandated modest but significant caps on discretionary spending over the next ten years, and left the details of larger deficit reduction to a 12 member, bipartisan “super committee.” The main provisions of the law include the assumption that higher tax rates will return in 2013.

Building a Business Versus Building Wealth

The market for small businesses has been less than ideal over the past few years. Thus a business owner's efforts to build a successful business may not always translate to an increase in personal wealth. One way to insulate a business owner's personal financial situation from the fluctuating small-business market is by investing outside the company.

Using Living Benefits for Retirement Income

Many Americans are finding it difficult to predict how much they can save by retirement. Because traditional pensions are available to just one out of three workers today, a potential way of creating a guaranteed income stream in retirement is to purchase the guaranteed living benefits that are available with some variable annuities.

Growth, Value, or Both

The average annual return for large-cap value stocks was about 2.1% higher than for large-cap growth stocks, yet growth stocks outperformed value stocks in 13 out of 30 years. This article examines the difference between the two approaches and describes why holding both may help investors take advantage of a variety of market conditions.

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